Terms and Conditions

Effective Date: August 18, 2025

Acceptance of Terms

By using this website, you signify your acceptance of this disclaimer. If you do not agree to this disclaimer, please do not use our website.

By accessing and using this website and our services, you agree to be bound by these Terms and Conditions and all applicable laws and regulations.

Definitions

For the purpose of these Terms and Conditions, the following definitions apply:

  • Service: Our financial planning consultation and advisory services provided through subscription or individual consultation arrangements
  • User/Client: Any individual who accesses our website or uses our financial planning services
  • Content: All information, text, graphics, and materials available on our website or provided through our services

Service Description

Lyranthovelix Financial Planning Ltd provides subscription-based financial planning consultations and advisory services to help individuals make informed financial decisions. Our services include personalized consultations, financial analysis, and strategic planning guidance.

Services are provided for informational and advisory purposes only and do not constitute specific financial advice for any particular situation without individual consultation.

User Responsibilities

By using our services, you agree to the following responsibilities:

  • Provide accurate and complete information during consultations and communications
  • Maintain the confidentiality of any account credentials or access information
  • Use our services only for lawful purposes and in accordance with these terms
  • Notify us promptly of any changes in your circumstances that may affect our advice

Prohibited Uses

You may not use our website or services for any of the following purposes:

  • Any unlawful purpose or to solicit others to perform unlawful acts
  • Violating any international, federal, provincial, or state regulations, rules, laws, or local ordinances
  • Transmitting or procuring the sending of any advertising or promotional material without our prior written consent
  • Impersonating or attempting to impersonate our company, employees, or other users

Intellectual Property Rights

All content, trademarks, service marks, trade names, logos, and intellectual property on this website are owned by or licensed to Lyranthovelix Financial Planning Ltd. You may not reproduce, distribute, or create derivative works without our express written permission.

All materials are protected under UK copyright law and international copyright treaties.

Privacy Policy

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your information when you use our services.

Privacy Policy: View Privacy Policy

Payment Terms

Payment for our subscription services is due monthly in advance at £250 per month, inclusive of VAT. Representative APR varies based on payment method and may include processing fees of up to 2.9% of the transaction value.

We accept major credit cards, debit cards, and direct debit arrangements for subscription payments.

Refunds are considered on a case-by-case basis within 14 days of payment, subject to consultation usage and circumstances.

Limitation of Liability

To the fullest extent permitted by applicable law, Lyranthovelix Financial Planning Ltd shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.

Our total liability for any claims related to our services shall not exceed the amount paid by you for services in the 12 months preceding the claim.

Alternative Dispute Resolution

We are committed to resolving disputes amicably through direct communication whenever possible.

Arbitration and Governing Law

Any disputes arising from these terms or our services shall be resolved through binding arbitration in accordance with the rules of the London Court of International Arbitration, or through the Financial Ombudsman Service for eligible complaints.

The arbitration shall be conducted in London, England, and governed by English law.

Online Dispute Resolution

For online dispute resolution, you can access the European Commission's ODR platform, though this primarily applies to EU consumer transactions.

EU consumers may access the European Commission's Online Dispute Resolution platform: EU ODR Platform

Termination

Either party may terminate the service relationship with 30 days written notice. We reserve the right to terminate immediately for breach of these terms or inappropriate conduct.

Upon termination, your access to services will cease, though these terms will continue to apply to any outstanding obligations.

Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of England and Wales, and you submit to the exclusive jurisdiction of the English courts.

English and Welsh courts have exclusive jurisdiction over any disputes

Severability

If any provision of these terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these terms shall otherwise remain in full force and effect.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy and any other legal notices published on this website, constitute the entire agreement between you and Lyranthovelix Financial Planning Ltd.

Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to the website.

We will make reasonable efforts to notify users of significant changes through email or website notices.

Contact Details

For questions about these Terms and Conditions, contact us at info@lyranthovelix.com or +44 7911 9864 7706 .

Company Name: Lyranthovelix

Business Address: 15 Moorgate Street, London EC2R 6EQ

Email Address: info@lyranthovelix.com

Phone Number: +44 7911 9864 7706